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Out & AboutLIFEStyleWhen Personal Lifeobtainirvices.We are with you each step of thenciInsurance Pays OffBY MARK LEWIN, CFP® attention to detail and we wantyou to know that this means youway. We pride ourselves on ourOne of the greatest myths we hear from time to time is tchanaatlwpaaysyfienegl thpeesurspoponrat olfltihfe team working for you. It’s whatinsurance premium is a waste of money, it will never pay out.However, the truth is that many thousands of Australians who have been in a stressful situation, emotionallyand financially, have also been fortunate to receive a life insurance claim payout. The 2014 statistics, below, from BT Life shares the following information on their claims between Januasruycahnads Dsteickeimngb"eSrig20n1H4ere" tabs(source: BT Life: 2014 Life Insurance Claims Statistics):on your documents to help guide you through applications, are notoutcome, and a full recovery. Whato a v l s e o r l h o e o l p k e e d d wa t i t Mh a t h r k i s s r o e n c o F v i n e a r y n wc i a a l sPlanning. Every day we do whatwe can to not only be a leader inWITH YOU EACH STEPwith your Financial PlanninBY MARK LEWIN, CFP® FINANCIAL PLANNERbest practice when it comes tothe pressure off having to workas many days when I did returnto work, or worry if I neededShe does not have theA Markson True Storylike these certainly change yourIn October 2014, Sandy* (54)questions just to identify herself. $173,000 lump sum paymentfroHmavheeyroTuraeuvmerafeinltsluikreanthceatp?olicy.HSehreihsahderbteesntimthoronuiaglhtothsheareperspective on life.and her husband Tom* (56)I am very grateful to MarksoncamaeretothMeraeraksreoneFvineartnhceialelss thoseFinancial Planning for their advicePlanningtoreviewtheirfinancialwithyou: “Whenmyhusband wringer enough times to realisein this direction and can onlysituations and niche areas whererecommend to anyone thinkingsituation and asked us to helpand I came to Markson Financialwe sometimes have to rely onthat she had to find a betterabout it just to do it. You neverorganise, manage and protectPlanning around two years agoIf you also feel likethe skills and expertise of othersalternative and that is why sheknow what is around the corner.”their family wealth. Sandyfor our financial planning weSerena, overwhelmed orto help make our lives just thatmade the switch to Markson(* Names have been changed forand Tom proceeded with ourwere offered advice in variousunderappreciated; if you valuerecolitmtlme beint deatsioenr.sTthoeotrbotuabinle lies inarFeiansa.nAcloianl gPlwanitnhinsogr.tIitnwg aosut ourprivacy reasons)Life, TPD, Trauma and Incomefinances, superannuation, etc weexcellent customer serviceAt Markson Financial Planning,knowing who to rely on and whocomforting for her to know thatmatched by accredited industry we always review our client’skpneorswolneadlginesaunrdanecxepnereiedncsea,ntdhenProtection to ensure that theywere offered to look at incometo trust.whenever she called a familiarwere adequately insured.protection and life insurancesSerena used to dread calling In June this year, Sandy wasvoice would be there to answer.which included trauma insurance.make suitable recommendations give Markson Financial Planningthe big institutions for help. As diagnosed with bowel cancerandatmhaonthkfeurlolyfstherewe,ashveedryoes notShe knows that, within theWe decided being, in our early 50’s, thMatairtkwsonulfdambeilay,goouordcliideenatstonever cogvetrnoeugrslelcvtesdf.or the unexpected. Six months ago during a routineto ensure our clients and theira call. We will guide you each families are protected in the eventfortunate to have survived have the time to be on holdstep of the way and give you the of unforeseen circumstances.and recovered from the cancer for ten minutes. She does notAt the end of the day, havingpeace of mind you deserve. ‘Never say Never’ as too often weremoval operation.have the time to be transferredtest I was diagnosed with bowelare now hearing more and morea team that knows you – forOur first meeting is free of chargeAfter her operation, we went tocancer with no warnings orcancer cases from our clients,through multiple operators see Sandy and assisted her withexample, by recognising your– why not come and take yourc o m b p e f l e o t r i e n r g e a h c e h r i T n r g a u s mo m a e C o l a n i e m w h oinsurance forms and lodged can help with her query. Shea n v d o i a c e m a a n j o d r r t e r ma u e m m a b t e o r i e n x g p e y r o i e u n r c e ,nontaomnely–thperodviaidgensoysoisubwutithethatfirst step? We’re here to help.It’s easy, just go to marksonfp.the claim.does not have the time to spendsurgery and recovery to follow.Planning if you need advice to help ensure that you and yourextra level of security that everycom.au & we will reply to yourSandy’s claim was successful and another ten minutes answeringI was lucky and had a positivefamily are well protected.customer should seek whenmessage immediately.60 LIVING LOCAL MAGAZINE WINTER 2014www.livinglocalguide.com.ausymptoms. This was such a shockfamily and friends.gof-pocket medical gaps which can obuerqsukitilel isnigfinnifiacnacniatlbpultaanlnsointgo,obkutwe do.ng finaEven the most simple gestures,the fact I was covered for such areaching someone whoal setrauma which paid out a nice lumpsum. This not only covered the out-also in the high level of genuinecare we give each customer.more time off.We were also able to take a nicet h i o m l i d e a y t a o f t e b r e r e c t o r v a e r n i n s g f . e T r r a r u me d a sNo matter how adept,by the end of August she receivedthrough multipleindependent and confident weoperators beforecan help with her query.Please call Markson Financial14 LIVING LOCAL SUMMER 2016/17 “Dream, Inspire, Grow” www.livinglocalguide.com.au